Risk assessment & signal breakdown
Eight-point romance fraud radar
Risk level probability distribution
Recommended next step
How the scam checker works
- Paste the message or drop in a screenshot. You can copy the wording from a message, or drag a screenshot straight from Mac Finder, Windows Explorer, or your phone gallery. Your browser resizes the image locally before sending.
- Get a calibrated probability breakdown. Instead of a vague chatbot opinion, our judgement model evaluates eight specific romance-fraud signals simultaneously, calculates the probability of each risk level from 0 to 4, and locates suspicious areas on your screenshot.
- Follow the British safety checklist. Every result gives you a plain next step, together with the direct numbers for your bank (159) and Action Fraud if money has ever been mentioned.
What the eight signals measure
According to City of London Police figures quoted by the Financial Conduct Authority, each victim who reported a romance fraud in 2025 lost an average of £11,222. Across British police and Age UK reports, almost every case follows the same four-stage funnel: a flattering opening, coaxing you off the dating site onto WhatsApp, inventing a reason they cannot meet or video-call, and finally a sudden financial emergency. The chart above checks all eight building blocks of that script at once, including Age UK's four core warning signs: people who "avoid video calls or meeting in person", "want to move your conversation onto a different platform too quickly", "message you intensively, overwhelm you with affection, and even declare love very early on", and "ask you for money".
On SilverSingles, on first log-in the site opens Verify Your Account ("Takes only 3-8 seconds", "No additional documents required") and asks for "a clear photo of your face", and until that photo is uploaded every member page (home, Flame, settings, payment) redirects back to the log-in screen, and if someone behaves suspiciously you can report the member from their profile or your conversation with them. Even so, no automated check catches every plausible story. Running a message or screenshot through the checker above before you hand over a mobile number or move to WhatsApp gives you a calm second opinion in two seconds. Our safety page and romance scams in the UK explain how to verify a match step by step.
Official UK help if something feels wrong
Questions people ask
Is the scam checker free and private?
Can I upload a screenshot from my computer or phone?
What does a low risk score mean?
Why do scammers ask to move to WhatsApp so quickly?
What should I do if I have already sent money or a gift card?
Last updated 16 October 2026.